Recent Posts

The letter(s) of the law

It’s not like us to suggest you read someone else’s mail, but the FTC has sent letters that your clients might want to know about.

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Hat trick? FTC charges violations in auto loan servicing, debt collection, credit reporting

Sometimes good things come in threes, like Musketeers, Bronte sisters, and Stooges.  (Shemp doesn’t count.)  But the FTC’s complaint against Consumer Portfolio Services charges the company with three distinct sets of violations – unlawful auto loan servicing, illegal debt collection, and violations of the Fair Credit Reporting Act’s Furnisher Rule – all of which spelled triple trouble for consumers.  But there’s relief on the way in the f

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Lice, Lice, Baby

Dare us to describe the legal ramifications of a recent advertising settlement involving health claims in the style of a cringeworthy rap from 1990?  Cue up the bass line ‘cause here we go.

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Who’s mining the store? 9 top takeaways, legislative recommendations, and some straight talk for industry from the FTC’s data broker report

Type “big data” into a search engine and you’ll get more than 300 million results.  Consider the amount of personal information actually in the hands of data brokers and add a string of zeroes to that.  There are lots of valid purposes for using that data – verifying identity and detecting fraud, to name just two – but let’s face it:  It’s an industry that operates primarily behind closed doors.  To shed light on what’s going on,

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When privacy promises head to bankruptcy court

So a company is going great guns and collects massive amounts of personal information from consumers with the express promise it won’t share it with third parties.  Stuff happens and the company finds itself in Bankruptcy Court.  If you followed the FTC action in Toysmart or read the letters regarding Borders and

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