Legal Resources

Debt Collection & the Latino Community: An FTC-CFPB Roundtable

October 23, 2014

How do debt collection and credit reporting issues affect Latino consumers, especially those who have limited English proficiency? That's the subject of a national roundtable hosted by the Federal Trade Commission and the Consumer Financial Protection Bureau.

Life of a Debt: Data Integrity in Debt Collection

June 6, 2013

Joint FTC-CFPB roundtable to examine the flow of consumer data throughout the debt collection process

Consumer Sentinel Network Data Book (2012)

February 26, 2013

Report analyzing consumer complaints received by the FTC in 2012, including a list of the Top 10 Consumer Complaints and complaint data by state and metropolitan area

The Structure and Practices of the Debt Buying Industry

January 30, 2013

The first empirical study of debt buyers, companies in the business of buying consumer debts and trying to collect on them

Consumer Sentinel Network Data Book (2011)

February 28, 2012

Report listing the top consumer complaints received by the FTC’s Consumer Sentinel Database in 2011

Debt Collection 2.0: Protecting Consumers as Technologies Change

April 29, 2011

Public workshop to examine how debt collectors are using new technologies and how this affects consumers

Fair Debt Collection Practices Act Annual Report - 2011

March 22, 2011

Report to Congress summarizing the administrative and enforcement actions taken in 2010 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Consumer Sentinel Network Data Book (2010)

March 8, 2011

Report analyzing consumer complaints received by the FTC in 2010, including a list of the Top 10 Consumer Complaints and complaint data by state and metropolitan area

Repairing a Broken System: Protecting Consumers in Debt Collection Litigation and Arbitration

July 12, 2010

Report about system for resolving consumer debt collection disputes recommends significant litigation and arbitration reforms to improve efficiency and fairness to consumers.

Fair Debt Collection Practices Act Annual Report - 2010

April 2, 2010

Report to Congress summarizing the administrative and enforcement actions taken in 2009 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Protecting Consumers in Debt Collection Litigation and Arbitration: A Roundtable Discussion

December 4, 2009

Series of roundtables to examine consumer protection issues in debt collection proceedings against consumers.

Fair Debt Collection Practices Act Annual Report - 2009

February 26, 2009

Report to Congress summarizing the administrative and enforcement actions taken in 2008 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Collecting Consumer Debts: The Challenges of Change - A Federal Trade Commission Workshop Report

February 26, 2009

Following up on an October 2007 workshop, an FTC report recommending that the debt collection legal system be reformed and modernized to reflect changes in consumer debt, the debt collection industry, and technology

Fair Debt Collection Practices Act Annual Report – 2008

March 21, 2008

Report to Congress summarizing the administrative and enforcement actions taken in the preceding year under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Collecting Consumer Debts: The Challenges of Change

October 10, 2007

Workshop to explore changes in the debt collection industry and examine their impact on consumers and businesses, including the effects of technological, economic, and legal changes on the debt collection industry and whether the law has kept pace with the developments.

Fair Debt Collection Practices Act Annual Report - 2007

March 23, 2007

Report to Congress summarizing the administrative and enforcement actions taken in 2006 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Fair Debt Collection Practices Act Annual Report – 2006

April 14, 2006

Report to Congress summarizing the administrative and enforcement actions taken in the preceding year under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Fair Debt Collection Practices Act Annual Report - 2005

July 29, 2005

Report to Congress summarizing the administrative and enforcement actions taken in 2004 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Fair Debt Collection Practices Act Annual Report - 2004

March 23, 2004

Report to Congress summarizing the administrative and enforcement actions taken in 2003 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Fair Debt Collection Practices Act Annual Report - 2003

April 11, 2003

Report to Congress summarizing the administrative and enforcement actions taken in 2002 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.