Legal Resources

Big Data: A Tool for Inclusion or Exclusion?

September 15, 2014

A national workshop to explore the use of big data and its impact on American consumers, including low-income and underserved consumers

Alternative Scoring Products

March 19, 2014

As part of the FTC's Spring 2014 Seminar Series on Emerging Consumer Privacy Issues, an event to consider data brokers' practice of offering companies scores to predict trends and the behavior of their customers

Life of a Debt: Data Integrity in Debt Collection

June 6, 2013

Joint FTC-CFPB roundtable to examine the flow of consumer data throughout the debt collection process

Report to Congress Under Section 319 of the FACT Act

February 11, 2013

FTC study of the U.S. credit reporting industry

Protecting Consumer Privacy in an Era of Rapid Change: Recommendations for Businesses and Policymakers

March 26, 2012

FTC report calling for privacy by design, simplified choices for businesses and consumers, and greater transparency about information collection and use

FACT Act Interim Report - 2010

January 12, 2011

Interim Report to Congress describing progress on a national study examining the accuracy of credit reports.

Credit Report Complaint Referral Program Report

December 30, 2008

Report to Congress on system for receiving complaints from consumers about possible violations of the Fair Credit Reporting Act by nationwide consumer reporting agencies. Covers period from initiation of program in 2004 through 2007.

FACT Act Interim Report - 2008

December 23, 2008

Interim report about the accuracy and completeness of information in consumers’ credit reports and methods for improving the accuracy and completeness of such information.

FACT Act Interim Report - 2006

December 5, 2006

Interim report about the accuracy and completeness of information in consumers’ credit reports and methods for improving the accuracy and completeness of such information.
 

Fair Credit Reporting Act Dispute Process Report

August 9, 2006

FTC and Federal Reserve Board joint report to Congress on compliance with the consumer dispute provisions of the Fair Credit Reporting Act (FCRA)

FACT Act Interim Report - 2004

December 9, 2004

Interim report about the accuracy and completeness of information in consumers’ credit reports and methods for improving the accuracy and completeness of such information.