Legal Resources

Consumer Protection & the Debt Settlement Industry

September 25, 2008

Workshop exploring the growth of the for-profit debt settlement industry and analyzing how its model is affecting consumers and businesses.

Pay On The Go: Consumers and Contactless Payment

July 24, 2008

Town Hall meeting exploring the growth of contactless payment systems and their implications for consumer protection policy. This meeting built on a 2006 hearing which examined technological and business developments expected to shape consumers' experiences over the next ten years.

Green Building & Textiles

July 15, 2008

Workshop that examined developments in green building and textiles claims and consumer perception of such claims. This workshop was one component of the Commission's regulatory review of the Guides for the Use of Environmental Marketing Claims.

Alcohol Report - 2008

June 26, 2008

2008 FTC alcohol report about the effectiveness of the alcohol industry's voluntary guidelines for advertising and marketing to underage audiences.
 

Security in Numbers: SSNs and ID Theft

December 11, 2007

Workshop continued the work of the President's Identity Theft Task Force by exploring the uses of Social Security numbers in the private sector and the role of SSNs in identity theft.

Collecting Consumer Debts: The Challenges of Change

October 10, 2007

Workshop to explore changes in the debt collection industry and examine their impact on consumers and businesses, including the effects of technological, economic, and legal changes on the debt collection industry and whether the law has kept pace with the developments.

Improving Consumer Mortgage Disclosures: An Empirical Assessment of Current and Prototype Disclosure Forms

June 13, 2007

Bureau of Economics report presenting the results of a study that found that mortgage disclosure forms fail to convey key mortgage costs and terms to many consumers.

The Rebate Debate

April 27, 2007

Workshop that provided an opportunity to discuss consumers' perspectives on rebates and challenges businesses face when they offer rebates. Explored "best practices" in the offering and fulfillment of rebates.

Cigarette Sales and Marketing Expenditures Report - 2004 and 2005

April 26, 2007

Report on cigarettes sales, advertising, and promotion covering 2004 and 2005.

Smokeless Tobacco Sales and Marketing Expenditures Report - 2002 through 2005

April 26, 2007

Report on smokeless tobacco sales, advertising, and promotion covering 2002 through 2005.

Proof Positive: New Directions for ID Authentication

April 23, 2007

Workshop exploring the role of authentication processes in preventing identity theft. Discussion focused on technological and policy requirements for developing better authentication processes, including the incorporation of privacy standards and consideration of consumer usability.

Protecting Consumers in the New Mortgage Marketplace

May 24, 2006

Workshop exploring consumer protection issues arising from the emergence of "nontraditional" or "alternative" mortgage products in the United States residential mortgage marketplace.

Cigarette Sales and Marketing Expenditures Report - 2003

August 9, 2005

Report on cigarette sales, advertising, and promotion covering 2003.

Cigarette Sales and Marketing Expenditures Report - 2002

October 22, 2004

Report on cigarette sales, advertising, and promotion covering 2002.

Disclosure Requirements and Prohibitions Concerning Franchising Staff Report and Proposed Revised Trade Regulation Rule

August 1, 2004

Staff analysis of the rule amendment record and its recommendations as to the form of the final revised Franchise Rule.

Effect of Mortgage Broker Compensation Disclosures on Consumers and Competition: A Controlled Experiment

February 27, 2004

Report presents the results of a study that examines the mortgage broker compensation disclosure proposed by HUD, as well as two alternative versions.

Alcohol Report - 2003

September 9, 2003

2003 FTC alcohol report on the impact on underage consumers of ads for flavored malt beverages, and follow-up on industry self regulation efforts recommended in 1999 report.
 

Possible Anticompetitive Barriers to E-Commerce: Wine

July 3, 2003

Report on direct shipment of wine to consumers.

Get Noticed: Effective Financial Privacy Notices - An Interagency Public Workshop

December 4, 2001

Workshop about Gramm Leach Bliley Act privacy notices. Focused on identifying successful notices, strategies for communicating complex information, industry self-regulatory efforts and consumer and business education.

Smokeless Tobacco Sales and Marketing Expenditures Report - 1998 and 1999

September 9, 2001

Report discusses the status of the Commission's regulations implementing the Smokeless Tobacco Act and statisitcal tables on smokeless tobacco sales, advertising, and promotion in 1998 and 1999.