Finance

Learn about compliance responsibilities for businesses that provide credit or loans to consumers.

Advertising Consumer Leases [PDF]

Does your company advertise consumer leases? This publication focuses on your legal obligations under the Consumer Leasing Act and Regulation M.

Advertising FAQ's: A Guide for Small Business

Focusing on federal truth-in-advertising standards, this A-to-Z primer is an essential resource for businesses of any size.

Complying with the Credit Practices Rule

If your company is a creditor subject to FTC jurisdiction, the Credit Practices Rules applies to you. Read this guide to find out what the Rule requires and what transactions are covered.

Fighting Identity Theft with the Red Flags Rule: A How-To Guide for Business

Tips for organizations under FTC jurisdiction to determine whether they need to design an identity theft prevention program.

How To Comply with the Privacy of Consumer Financial Information Rule of the Gramm-Leach-Bliley Act [PDF]

Financial institutions covered by the Gramm-Leach-Bliley Act must tell their customers about their information-sharing practices and explain to customers their right to "opt out" if they don't want their information shared with certain third parties. Is your company following the requirements of the Privacy Rule?

In Brief: The Financial Privacy Requirements of the Gramm-Leach-Bliley Act [PDF]

The Gramm-Leach-Bliley Act requires many companies to give consumers privacy notices that explain the institutions' information-sharing practices. Do your privacy notices give a clear, conspicuous, and accurate statement of the company's practices?

Merchants Beware: New “Free Money from the Government” Scam May Cost You

If you operate a business that accepts checks or online payments, you could be at risk for a new scam that may cost you time and money.

New Rules on Electronic Payments Lower Costs for Retailers [PDF] [En español]

If your business accepts payment by credit or debit card, new rules on electronic payments may help you lower your costs.

Safeguarding Customers' Personal Information: A Requirement for Financial Institutions [PDF]

The Safeguards Rule requires financial institutions to secure customer records and information. But the law defines “financial institution” broadly to cover many businesses who might not describe themselves that way. If you’re covered by the Safeguards Rule, are your standards up to snuff?

Using Consumer Reports: What Employers Need to Know

When you use consumer reports to make employment decisions like hiring, promotion, reassignment, and retention, the Fair Credit Reporting Act requires you to take important compliance steps. Find out more about keeping your company within the law.