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The FTC has issued a Notice that it has determined that certain acts or practices used in the collection of debts are unfair or deceptive, and violate the FTC Act.

Notice of Penalty Offenses Concerning Debt Collection Practices (1975)

Transcript of Notice of Penalty Offenses Concerning Debt Collection Practices (created 2022).

The FTC administrative decisions establishing penalty offenses concerning debt collection practices:

About Notices of Penalty Offenses

A Notice of Penalty Offenses is a document listing certain types of conduct that the FTC has determined, in one or more litigated administrative cases, to be unfair or deceptive in violation of the FTC Act.

Learn more about Notices of Penalty Offenses